FBIC operations are funded and supported by tax-deductible donations from the Public. FBIC is a non-profit 501(c)(3) charitable educational service organization. FBIC incurs significant effort, work and financial expense in achieving its objective in assisting and helping the enormous number of claimants denied payment on their legitimate claims by (bad faith) insurance companies. FBIC's mission is to reach out, educate and inform policyholders and all Americans of this very serious, widespread and devastating Bad Faith Insurance problem that has quietly grown to epidemic proportions and exists today in Property & Casualty, Life and Health Insurance Lines that effects and plagues us all ... and to stop and expose insurers for their illegal bad faith insurance claims practices.

We have and continue to make great strides against the many bad faith insurers on behalf of the American People thanks to the increasing growing support of many Americans like yourself. We have found that most of the many claimants, victims of bad faith insurance, that ask for our help are in terrible financial straits if not having already lost everything they own, and are not in a financial position at the present to make a donation. FBIC asks you for your support Now by making a tax-deductible donation so that we can help stop bad faith insurance from happening to you and all Americans ... before they happen.

Here are just two of many examples of how contributions and donations are making a big difference in helping FBIC make great strides in its efforts to continue to win the war against bad faith insurers on behalf of policyholders and all Americans. To illustrate just one or two examples: (1) When FBIC started in 1996, only 3-4 states DOIs (Departments Of Insurance) published and made available consumer complaint information against Insurers ... today some 20-23 states make some information available (FYI, you can reference this info on our website "Your State DOI Record Page")   (2) Prior to FBIC's being formed in 1996, the NAIC (National Association of Insurance Commissioners) since its formation in 1871, had never made an effort to provide any consumer complaint information available to the American Public ... after all, its job was to serve its state commissioners, its members. On or about February 2001, after FBIC had started to develop and publish its national consumer complaint insurer rankings on its website for 2-3 years, it was brought to FBIC's attention that the NAIC had attempted for the first time ever to start publishing its own version of this information on their website which surprisingly was being made available to the Public. FBIC, having spent five years in development, knew the difficult job the NAIC had taken on ... after some nine to twelve months later, it appeared the NAIC decided against doing it as there was a reference on their website for consumers to contact their respective state DOI agencies for complaint information. (At the start of 2003 there is a section referenced as "Consumer Information Source" which at best the information available for years 2001, 2002 and 2003 is indicated as "a work in progress", indicating the information is available as is and is incomplete where indicated. Otherwise in general, the information provided appears at best to be a scattering of numbers where available, is meaningless, incomprehensible or deceptive, brings up many more questions than answers, if any, gives no rankings or comparison of (bad faith) information of an insurer relative to other insurers, and begs the question as to what their objective is and/or was in the first place other than to be able to reference and answer that "this is the information we have" should consumers question the meaning, value or validity of the information made available).  But at the very least, the NAIC can say they tried and as a work in progress, when and if they ever wind up wherever they land, the information they provide will have little or nothing to do to indicate any comparison of insurers rankings or ratings relative to insurers non-payment of claims, frequency of bad faith insurance record and/or relationship or frequency to the number of insurance policies breaches of contracts.  It is proven that "Bad Faith Insurance" has occurred on at least five separate occurrences since The Civil War and since the NAIC was formed. Knowing this and with this in mind, FBIC can only ask the NAIC: "After some 130+ years in existence, why all of a sudden now publish this information (whatever it represents) and why not before?"  We know that the answer has everything to do with FBIC And The Empowerment Of The FBIC Citizens Action Movement Made Possible By The Generous And Grass Roots Support, Contributions And Donations From The American Public!

So, FBIC Along With The American People, Together Can Exercise Their Will And Regain Their Power Again And Win, Just As The American People Did In The Sixties and Seventies! Play An Important Part And Role As FBIC's Citizen Action Movement Continues To Grow, Gathers Steam And Becomes Mainstream To Right This Wrong That Effects All Americans, Everyone Of Us. Contribute To FBIC Today!  (FYI: The Names Of Donors Are Kept Confidential As Is All Other Confidential Information That We Maintain From This Website ... Not Only Will You Not Get A Direct Marketing Telephone Call From Us ... But Know That No Such Confidential Information Or Lists From This Website Are Sold, Rented Or Given Out. FBIC Does However Give Out Its Thanks To You For Your Donation And Support.)

For Your Convenience Please Make Your Contribution And Tax-Deductible Donation On Our Secure Server Using The Following Form: