More Taking High-Deductible Health Plans
November 9, 2010
More U.S. residents are choosing high-deductible health insurance plans, prompting health experts to express concern about abandoned preventive care.
A recent survey of employers indicated that nationally the number of employees with individual deductibles of at least
Possible consequences are dangerous, experts told the Times. A study by
"They are more likely to end up in emergency rooms or hospitals because they are delaying more appropriate preventive care,"
Health experts said preventive care is key to lowering the healthcare costs and the new healthcare reform law offers incentives for people to get regular checkups.
Under measures that began going into effect in September, insurers will be required to pay for procedures such as colonoscopies and mammograms that people with high deductibles might now avoid. Beginning in 2014, deductibles for workers in smaller companies will be limited to
"The way employers have been dealing with cost is by moving to less comprehensive, flimsier coverage with higher deductibles because it costs them less,"
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